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UNITED STATES COURT OF APPEALS FOR THE SECOND CIRCUIT August Term, 2001 (On Submission: September 26, 2001 Decided: March 27, 2002 ) Docket No. 01-7135 ANNA FAY and LOUIS FAY, OXFORD HEALTH PLAN, appellants Anna and Louis Fay upon summary judgment motion of defendant-appellee Oxford Health Plan of New York.

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